Start Green Mountain Living in Asheville North Carolina

In 2007 the preservation of the Earth’s natural resources and construction of sustainable communities have become a way of life for many people. Western North Carolina is a magical place where the Blue Ridge and Smoky Mountains meet. Many residents choose to live in Asheville and surrounding towns like Black Mountain, Weaverville and Woodfin because of the exquisite mountain views, lush forests and clear mountain rivers. Nature’s beauty is an integral part of every day in Asheville, NC so it makes sense that protecting nature has become a lifestyle and a community effort.

Make Your Best Effort to Live Green: Every Little Bit Counts!

Living Green means different things to different people and no one is perfect. Every effort made, regardless of how big or small, can make a difference. Imagine if everyone just stopped littering! The world would be a different place. If you are considering the best way to begin a green lifestyle there are a wide variety of options to consider.

Blue Ridge BioFuels–A Local Alternative to Regular Gas and Kerosene

Blue Ridge BioFuels is a worker-owned business in Western North Carolina that specializes in producing and distributing biodiesel to gas stations in the region and biofuels home heat to WNC residents. Currently Blue Ridge BioFuels provides nine area gas stations with a variety of biodiesel blends and has a home heat deliver service. According to Blue Ridge BioFuels “biodiesel is the name of a clean burning alternative fuel produced from plant oils or animal fats…Biodiesel contains no petroleum, but it can be blended at any level with petroleum diesel to create a biodiesel blend.” Biodiesel is not the same as driving a veggie oil car, unlike straight veggie oil (SVO) it can be used in any diesel engine including trucks, cars and farm equipment without any vehicle modifications.

Purchase Green, Eco-friendly Homes and Land Near Asheville NC

How can you find the perfect, green Western North Carolina property for sale? Simply look around. Western North Carolina is full of eco homes; everything from green built real estate developments to energy efficient condos in downtown Asheville. According to the NC HealthyBuilt Homes Program and the Western North Carolina Green Building Council, http://www.wncgbc.org, there are currently 82 certified HealthyBuilt Homes and 470 more are in progress right now. There are also eco-friendly real estate developments outside of Asheville in small towns like Black Mountain, Marshall and Leicester, NC. Living in a green community usually includes a variety of luxury amenities like a pool, hiking trails, water access and a community lodge. Homebuyers interested in larger, private residences can find green homes throughout Western North Carolina in areas such as Mars Hill, Maggie Valley, Highlands, Burnsville, Sylva and Hendersonville just to name a few.

Living a green lifestyle does not have to be a chore. If you are not ready to drive using alternative fuels or purchase a healthy built home consider what you can do at home now. Purchase energy efficient appliances when you can, compost food instead or throwing it away, recycle clothes and household items at the Salvation Army or Goodwill. All of these small efforts add up in the end and the world can become a healthier, more sustainable place for you and your children to live.

Why should you book tours and travel companies?

Flatness. The word itself is monotonous, but it accurately describes the mechanical nature of our secular lives. You go to work, come back, eat, sleep, and repeat it tomorrow. Have you ever wondered how to break this routine? The answer is a simple journey. Watching new places excites new feelings in us, giving us a new perspective on existing things, and thus overwriting outdated ones. But planning a travel itinerary is a tough process and most of the time you worry about getting to the destination instead of enjoying your trip to that destination. Then the best way to work is to hire a travel company to do your planning and then you still have to enjoy your trip and nothing else. But do you need to hire a travel company? If you think about the mind mind, allow me to clarify you and explain why you would decide for my suggestion.

First convenient

Since all necessary reservations will be made in advance for you, even before you arrive at your destination, you can skip long rows and jump right into the experience you have reserved for enjoyment. It is always a good time to reserve time for the experience, not to wait for the experience to happen at the end. So, it is extremely convenient and saves the time option.

Second offers

Tourist and travel companies usually have good relationships with hotels, restaurants, etc. And can provide you with fantastic deals with your reservations. This will save you a lot of money that you can spend on other things and take more fun in your journey. We all like to save some money and if you have the same way of thinking, you know what you have to do here.

Third recommendations

A good tour and a travel company are trying to improve your trip by recommending you what you should do besides the usual pre-planned itinerary. We almost never know hidden gems in the places we visit until local locals tell you about it. The company knows a lot about the trips they plan for you and also recommends what you could do as many travelers might not know.

4th Timeline

Since your trip is organized by a third person, they can provide you with a timeline of your trip detailing in advance what's waiting for you on the road. Knowing what to do and when to do helps us avoid any unprecedented situation and makes our way smooth and we can enjoy our greatest care without worrying about one thing.

5th Solutions for your problems

The last and best advantage of hiring a travel and travel company is that you can solve any problems you encounter on your trip and you can be sure that the problem will be solved as soon as possible. You will not face any problems yourself and everything can be solved by the company itself and instead you can use your time on meaningful things like making memories.

Travel canceled: Can travel insurance help?

Imagine flying to South Korea to finally watch the K-pop girl for the first time. The concert map is purchased and you are ready to catch the fever and enjoy this unique and exceptional musical experience. Unfortunately, upon your arrival in Seoul, you were informed that for some reason the concert will not break.

What if you attend the Digital Start-up Conference in Berlin, but before you board the plane you are informed that for many reasons organizers are disabled and can not be beaten.

In case of cancellation, travel insurance can definitely help because it offers cover for canceled events.

In order for the claim to be valid, the following conditions must be met:

  • Cancellation of the event must be outside the control of the insured.

  • The event can not be held before returning to your country.

  • The organizer must give a written confirmation that the event has been canceled.

There are two (2) circumstances that may arise when availing this insurance coverage. These are:

  1. The event has been canceled before departure – If you have been notified before the event, the maximum amount per person is 400 pounds for unused event tickets and certain restrictions listed in the insurance policy covering unused travel arrangements such as flights, accommodation and excursions, as well as other travel-related travel costs.

  2. The event has been canceled after arrival at the destination country / city – In this case, up to 50% of travel costs and seven (7) days of accommodation will be covered by the insurance policy.

Since this is an additional wrap, make sure that your standard or comprehensive policy has this feature. If this does not happen, you can always contact the insurer to turn this feature on.

It is important to note that your request can not be considered if the event is rescheduled before the flight back home. Likewise, the insurance should only be compensated for by the organizers not compensating. The claim also does not include the cost of food and beverages, as it is a regular, recurring, daily cost.

To experience an event cancellation, especially the one you have financially and emotionally (significantly) invested in it, can be heart-breaking. That is why it is worthwhile to ensure that we are able to return our pre-payments after the occurrence of this cancellation, and this can be done through the purchase of the right travel insurance policy with the event canceling the cover.



Event cancellation

How to find the best excursions and trips

Do you plan to travel to a completely different city or country or country? Make it adventurous by hiring a travel organizer, because visiting a new site sounds very exciting, but it can be exhausting if you do not know about places to visit, language, food etc. Hiring operators will not only make your trip stress-free but also cost-effective because the operator is less expensive than spending extravagantly on other things on the voyage. Turoperator will allow you to enjoy the best food in the city, beautiful sights, hotels, etc. If you are interested in knowing artifacts and history behind the historic monuments, the acquaintance will provide you with all this enriching facts.

WHERE TO FIND A TOUR OPERATOR

If you are looking for a local operator, you can contact the travel agency near your area. Or there are many online travel agencies offering experienced service providers. In addition, many freelancers are also available on the Internet.

QUALITY OF TOUR OPERATORS-

There are certain qualities that operators make different from others. The ideal operator is smart and expert, who will guide you through the journey without any problems. You do not have to worry about directions or routes because the experienced engineer will allow you to travel in the most convenient means of transport. More than that, the operator must be charismatic and kind, so you will not feel in an educational tour with your school principal. The tourist guide must have good communication skills because if you travel with a group, it is obvious that there will be chaos and confusion that the operator needs to manage with the maturity. The operator must have good organizational abilities to maintain co-ordination among group members and keep travel schedules. He or she must be decisive and kind because no one likes to go on a trip with an arrogant person who exudes the whole party from the tour. Time management is one of the greatest virtues the operator has to possess because you have to be assigned a place at a specified time without delay. The operator can make your vacation super entertaining or can make a terrible experience.

DROPS POINTS –

Before you choose an operator, first make sure the fee is within your travel budget. Additionally, choose an experienced and reputable operator, as it is always wise to explore with someone who has knowledge of that place. Always follow your guide's instructions when it comes to instructions, accuracy, transportation, etc. Everyone needs a break from their feverish schedule, so plan yourself or with friends or family, rent travel organizers and explore different cities, their culture, their food, and their natural beauties .

Maternity or Pregnancy Insurance Options in North Carolina

If you are currently pregnant, your options, in order of desirability, are Medicaid, group insurance, and prepayment plans. After you are pregnant, it is not possible to issue an individual policy. Application will automatically be declined. If you are in the process of planning your pregnancy, the best options for minimizing your maternity costs are Medicaid, group insurance, individual insurance with Blue Cross Blue Shield, prepayment plans, in order of descending desirability.

The average total maternity charges submitted to Blue Cross Blue Shield of North Carolina in 2007 was $20,015 per pregnancy 1. A patient may be required to pay this full amount, however many families negotiate with hospitals and providers to pay a discounted rate when the only option is to pay out of pocket.

When planning to cover the costs of maternity the four primary options in North Carolina are as follows:

1. Group maternity insurance coverage. This is often the most advantageous way to pay for maternity costs because many group policies cover maternity for all females on the policy without an additional rider. Also, if you are already pregnant, and don’t meet the income requirements for Medicaid, this is your best shot at getting your pregnancy covered by an insurance company. Additionally, some group policies do not consider pregnancy a preexisting condition, so this is a good option to consider if you are already pregnant.

After the charges have been submitted to the insurance company, it is worthwhile to ask the hospital if you can get a discount by paying the deductible in full as opposed to making payments over time. I am aware of instances where the deductible has been discounted for a prompt payment in full.

2. Individual maternity insurance coverage with Blue Cross Blue Shield. At the date of this writing, I am only aware of one individual health insurance company in North Carolina that offers coverage for maternity. The company is Blue Cross Blue Shield and the policies are Blue Advantage® and Blue Options HSA sm. I am not aware of any individual health insurance policy that will cover you after you are already pregnant. HumanaOne previously offered an individual maternity policy, but has since discontinued it. I am generally skeptical of small health insurance companies, if you are even able to find one that offers maternity, because they are often on tight budgets and as a result their policies often contain ungainly loopholes.

The Blue Cross Blue Shield individual policy is somewhat similar to a prepayment plan through a hospital, as the premiums for adding the maternity rider are fairly substantial. However, the benefit of the policy is that, in the event of a pregnancy that involves complications, your costs are much more predictable. Pregnancies with complications are often significantly more expensive than a normal delivery, so this option is more desirable than a straight prepayment plan.

Blue Cross Blue Shield’s maternity plan uses the deductible and coinsurance of the plan it is attached to, so it is important to evaluate the varying cost of maternity riders within the context of the deductible and coinsurance of each plan. For example, suppose the maternity rider for a plan was $350 per month. Suppose this plan has a $2,500 deductible with 100% coinsurance. Now the total cost for the pregnancy over the course of a year is $350 times 12 months = $4,200 + the $2,500 deductible = $6,700 for the pregnancy. Now, suppose a second plan had a maternity rider for $450 per month. Suppose this plan has a $1,500 deductible with 100% coinsurance. Now the pregnancy would cost $450 times 12 months = $5,400 + the $1,500 deductible = $6,900. With this hypothetical scenario, the first option is better even though the deductible is higher. The purpose of this example is the illustrate the importance of paying attention to how much it costs to lower your deductible.

With Blue Cross Blue Shield’s maternity plan, it is also important to plan the timing of the pregnancy. The individual deductible reset every January 1st, so it is best to start a maternity policy at the beginning of the year and start trying to get pregnant at that point. Otherwise, the pregnancy will overlap calender years and you may have to meet your deductible more than once.

3. Medicaid maternity coverage. Visit the NC state Medicaid website for current income eligibility requirements.

4. Prepayment plans. I you are already pregnant, a prepayment plan is a last resort. In this case, you should contact the prenatal and delivery caregivers to negotiate a prepay rate. Many hospitals offer discounts for paying out of pocket in advance. When conducting prepayment negotiations it is important to be very specific about what is covered by the arrangement and if the price includes complications of pregnancy, or only normal delivery.

Summary

Overall, from a financial perspective, Medicaid is typically the least expensive option, followed by group insurance. Individual maternity with Blue Cross Blue Shield is the third most desirable as a measure to minimize the cost of unexpected complications of pregnancy. The fourth option is the prepayment plan negotiated directly with the provider.

1. Average charges submitted to Blue Cross Blue Shield NC for maternity services, professional and hospital etc. in 2007. Your charges may vary.

Reasons why travel is the best hobby

You're going on a trip, exploring new places, cooking and learning culture, is not it? Then, the trip is really your hobby. You are in love with traveling and looking for adventure. The journey is fun and at the same time rejuvenates. Enriches the soul. We leave a small part of us with our travel diaries and learn more about ourselves. Travel can be addictive to many of you and the world tour as the biggest dream and congratulations on the right track because the trip is surely the best hobby. Let us get to know more and see how:

1. Allows you to appreciate the beauty:

Why do we love to travel so much? Because we want to see the beauty of nature for a long time, be it a mountain or an island or any old city. This allows us to appreciate the finer aspects that it lacks in everyday daily routines.

2. Pale creativity:

Most of the poetry, songs, pictures and, in short, the artistic form are set in beautiful places and destinations. Discover countless places, people and cultures that cause you to write or paint. The journey is a boon of creativity. The more you travel to places, your art will be more sophisticated.

3. It helps you to grow as human:

Traveling alone or in the group teaches a lot of things. It introduces you to a better man. Learn how to communicate with people and know their stories that affect a higher level. Travel and adventure allow you new opportunities. Even helping you fight your fears.

4. Provides refuge to food lovers:

Tired of eating the same old stuff everyday? Not at all because you're traveling. You learn new cuisine, tastes and suddenly want to know the recipe. Have you ever been with you? Food lovers are the same on a global scale. We live for food, and the new variety is more like heaven on earth for us.

5. Allows enjoyment of solitude:

Even though traveling in groups, the trip allows you to enjoy your own business. It is soothing and seldom that internal conversations are useful for many of the problems we face in our lives. He teaches you to love yourself.

Have you never been given a chance to plan your plan and ride toys to your favorite destination from the routine? What are you waiting for? Make sure things fall out, pack your bags and go to the place, because the trip is the best.

What Are the Key Benefits of Gap Year Travel Insurance?

Sometimes you have to take a break. It could be an extended study holiday or a much needed career break. Whatever the case, you will need a type of travel insurance that will cover your entire trip.

Insurance companies offer you only the type of insurance policy you need for such a trip. This type of insurance is called Gap Year Travel Insurance.

Who is this insurance for?

Gap Year Travel Insurance is intended for people aged between 16 and 50 who plan for extended travel. Students, as well as other travelers from the UK and the EU who are on a limited budget, are the perfect candidates for this type of travel insurance. Coverage is comprehensive without abundance, so it's easy to access.

This policy covers up to 15 months of travel and can even extend up to 18 months. This type of insurance policy covers all countries around the world, such as the United States, Canada, the Caribbean Islands, Mexico and even Japan.

Benefits of Travel Insurance Gap of the Year

When you choose Gap Year Policy, you will get the following benefits:

  • You do not have to be a young student to be eligible for this insurance policy. People under the age of 50 can buy Gap Year Travel Insurance.

  • All residents of the UK and the European Union can buy this coverage.

  • You get cover even after leaving, which means that if you've already started your trip and then realize you do not have insurance, you can still contact the insurance company and get Gap Year Travel Insurance.

  • You're covered Health conditions. Insurance companies have a list of health conditions that are covered free of charge within the cover of Gap Year Travel Insurance. So if your condition is listed and if you are stable for at least 12 months, you do not have to worry about paying an additional amount for medical coverage.

  • In addition to standard medical coverage, you will also receive 24-hour emergency medical assistance.

  • Interesting – even cruises are covered as a standard in your Gap Year Travel policy.

  • Most adventurous activities such as trekking, cycling, most sports and underwater activities are also covered as part of your package. However, if you look at extreme-risk sports, then you should take an extra mask along with the existing travel policy.

  • You can even customize the rules with additional add-ons. For example, you can get coverage for your valuables, overcrowding, return to New Zealand, Australia or South Africa, cover for winter sports, and even cover for your home, just to name a few.

The best time to buy insurance is when planning a trip. So, if you have to cancel the trip in the last minute, you will receive a cancellation number. Travel safely!

Flytrap Brewing Co. Wilmington, North Carolina

Our destination: Wilmington, NC, a bustling college town on the Cape Fear River, with lots to do and see, and plenty of well established and up-and-coming breweries and brew pubs.

This time out we stopped at Flytrap Brewing Company, a young nano-brewery which first opened in October of 2014. My father, knowing our love of travel and brew pub exploration, sent us a news article about the brewery. We couldn’t resist the temptation of a road trip to NC to check it out.

The brewery and taproom are housed in a smallish white brick building on the corner of N 4th St and Walnut, but don’t let the size fool you. Flytrap boasts a 2 BBL brewing capacity – that means one batch is roughly 27 cases of beer, or about 12.5 corny kegs, for your reference – with four main fermenters on hand so they keep their taps charged with a unique variety of American and Belgian style ales, which are constantly changing. There are some standards, but you never really know what’s on tap.

The day of our visit they had four Flytrap offerings and five guest beers available. The friendly barman poured us two flights which included Flytrap’s Hoppy Tripel, Rehder’s Red, a Saison and Belgian Blond. All very tasty and unique, especially the Tripel which was made with a generous amount of American hops. I would call it a Tripel IPA, if there could really be such a beer. I guess there can though. We see all kinds of IPAs; Black IPAs, Rye IPAs, why not a Belgian Tripel IPA?

Cindy’s fave was the Rehder’s Red, though she appreciated the Hoppy Tripel too, she is partial to Belgian style ales and IPAs.

The guest brews on tap were good too, and the selection changes up regularly just like the Flytrap original offerings. Our flight included Double Barley’s Touché IPA, Left Coast Hop Juice, Eel River’s Emerald Triangle IPA, and a couple of others I forgot to jot down.

The atmosphere is very laid back, clean and cool. An industrial edge with some woody charm. They have an outside seating area where you can grab some dinner from a featured food truck every Friday and Saturday, sometimes Thursday, between 7pm and 10pm, along with live music. Visit their website and check the calendar for more details.

Back inside you can always grab an appetizer or snack provided by The Veggie Wagon, a Wilmington local family-owned produce company sourcing from local farms and small batch producers. We had some Oven-Baked Multi-Grain crackers with a Jalepeño Jack Beer Dip. A tad hot but very tolerable, and very tasty.

Cindy wanted to bring the remaining dip back to the house with us but when she turned toward me after chatting with my sister for a few minutes the dip was long gone, so were the chips. I was gulping down the rest of a beer sample to quench the burn, but it was worth it.

In all we found Flytrap very enjoyable. A great atmosphere with impressive original ales and a friendly, knowledgable staff. I highly recommend a stop by this brewery if you’re in the Wilmington, NC area. Flytrap’s beers are well worth the stop and you might just meet someone interesting to talk to.

For sure we will be stopping by Flytrap the next time we’re in town, just to see what surprises they have on tap.

Stop by the Flytrap Brewing Co. Facebook page and keep up to date about what’s going on.

Plannet Marketing Review – Is this a travel agent Real Deal?

So lately I get a couple of messages about a new network marketing company called Travel Plannet Marketing. And chances are that if you read this, you probably are thinking about joining and doing some of the latest company research. If this is the case then look no further. In this marketing assessment of the planet, I will cover all the essential details that you will need before you join. Having said that, I want to announce that I am not a Distributor for Plannet Marketing. Honestly, it does not matter to me either in any way if you join so you know you will get a truly unbiased review.

Who is Plannet Marketing?

Plannet Marketing is a company that sells travel through a business model of network marketing. The company is located in Atlanta, Georgia, and from this writing Plannet Marketing is just over 6 months old. The company was founded by Donald Bradley, former YTB and Paycat Travel. Bradley brings with him 20 years of experience in network marketing. Before starting marketing at Plannet, Bradley was the Master Distributor and # 1 Income Earner at Paycat Travel. He literally had everything in Paycat in his downline and was responsible for bringing it to the top of the company. I'm not sure what happened, but at a time when Craig Jerabeck and Barry Donalson left 5linx and joined Paycat, Bradley decided to leave. Maybe he did not feel good when the guys joined and sponsored the company when he was the main distributor. Who knows? And who does he really care about? Whatever the reason, it seems Bradley was willing to leave everything he had built to start over again. All in all, the company looks quite firm. And though it's too early to say whether it will even be a long way since they are just a few months old, Bradley and other corporate team members bring a lot of experience in network marketing and travel, which is a good thing.

How to Make Money With Plannet Marketing

The actual compensation plan offers several ways that distributors can be paid. But the crown compensation plan is 3X9 Matrix. With the Matrix model, it's important that you get a spot at first if you want to capitalize on the overflow. If you are placed under a strong builder, you can take advantage of their efforts while placing people under you as they fill their Matrix. With a fully filled 3X9 Matrix, you'll have 29,523 distributors below you. If all are active and you get $ 4 per month from each distributor, you can earn up to $ 118,092 per month. In addition to your Matrix salary, you can also earn 10% of the Matrix payout of your personally sponsored distributors.

In addition to the Matrix, the company receives bonuses monthly to the directors. Here's a simple breakdown of the manager's bonuses:

1 Star Director – 100 active distributors – $ 500 / month

Director of 2 stars – 300 active distributors – $ 1000 / month

Three Star Director – 500 active distributors – $ 2,000 a month

Director of 4 stars – 1,500 active distributors – $ 5,000 a month

Director of 5 Star – 4,000 Active Distributors – $ 10,000 Monthly

6 Star Director – 10,000 active distributors – $ 16,000 a month

A 7-star director – 25,000 active distributors – $ 30,000 a month

Director of 8 stars – 50,000 active distributors – $ 50,000 a month

9 Star Director – 100,000 Active Distributors – $ 100,000 Monthly

Between Matrix Pay, 10% match on your personals and direct bonuses, it's pretty clear that there's plenty of money on the back end. If you are a strong builder of the team and have the sense to create a good culture, Plannet Marketing can be a very lucrative opportunity.

Need to join Plannet Marketing?

Well, you can only really answer that. The company certainly looks solid. Travel is a very marketable service that is easy to talk about. The compensation plan is generous and lucrative. All these things together should guarantee success, right? Unfortunately, nothing can be further from the truth. At the end of the day, it is your ability to sponsor people in your business in a consistent way that will lead to your success. This is why we recommend you find out the attraction of marketing. If you can position yourself in front of potential clients who are already looking for what you offer, you will not have a problem connecting to the network. And if you have plenty of quality traces, you can not tell how much you can be successful.

Three ways of traveling without a trip

What do you prefer when traveling? I like the feeling of freedom from everyday routines, freedom from pressure and mostly freedom from stress! In addition, the adventure of getting to know new sights, getting to know new people, and immersing yourself in another culture.

So how do you get it without actually traveling? My favorite way is to read a great book. It can be an old favorite, or a new adventure, but it has to pull me straight in and hold me there so snuggly that I can not even think of anything else! My whole body says, "Aaahh." Then I'm excited about what's going to happen next. The atmosphere and adventure of another time and place can make my magic so that I could feel like I left my home and fled to some great new experience.

My most recent favorite book for this type of "travel without a trip" is the adventure of Stanley Randolph traveling around the world. Imagine revealing the mysteries of unusual cultures, weird animal species, new perspectives (like "Soul Voice") and frightening moments behind the corner! From China to Rarotonge, I felt very well traveled, like an aristocrat from early learning.

There is also a foreign movie with subtitles in your mother tongue. You may find yourself thinking differently about life after watching something that is happening in another country. But I still love books!

Another way to travel without a trip is to find new cultures at home! Or nearby, if you can reach a larger town. Most cities have at least one ethnic restaurant that will not only serve you food, but will delight you with a unique atmosphere or artwork and music, and perhaps even entertainment that is the original culture of the owner.

Still, books are best for me, because I do not have to eat an unknown kitchen if it sounds really awful, but I can pretend I'm still open. And with good imagination, books can make you fly to the unknown countries with the joyful freedom of heart and soul!

Imagine where you want to be. Beach in Hawaii? The Majal? Great pyramid in Egypt? No matter where you want to go, if you read about it, you will have a greater sense of being there than with the video, though it can help. Just think about it not just to make you look, but to smell, sound, feel emotional, and even feel physically when your legs hit the sand or your hand touched a very old stone. It can become very real and turn into a "mini vacation".